Effective credit repair strategies to conquer and change your story.
Your goals are more feasible than you realize! WiseView Credit's chief aim is to get you optimal credit scores in the most efficient timeframe.
We will gather all necessary documents from you, conduct your credit analysis, give you access to your personal credit repair portal and enroll you in Credit University.
WiseView Credit will create a detailed and tailored Action Plan, that consists of the most time efficient and most effective credit repair strategies based on your goals.
WiseView Credit will then send out challenges on your behalf to creditors and the credit bureaus for any negative and erroneous items, recommend a credit building strategy and will update your credit reports every 45 days.
Wiseview Credit specializes in helping home buyers who have been turned down for a mortgage due to bad credit. This can take up to as little as 90 days. The turn around time can range from 3-8 months.
If you have open lines of revolving credit (credit cards), begin paying down the balances. a good utilization ratio is under 30% an ideal ratio is 6%-8%.
Make ALL your payments on time. Mortgage lenders like to see on time payments for the last 24 months. One late payment can severely hurt your credit score- regardless if it happens to be your only late payment.
35% Payment History
30% Utilization Ratio
15% Length of Credit History
10% Credit Mix
10% New Credit
Sign up to enroll in Credit Repair University for FREE!